A Value Investing Framework for Muslim Investors

How I read an annual report in 45 minutes (and what I'm looking for)

How I read an annual report in 45 minutes (and what I'm looking for)

How I read an annual report in 45 minutes (and what I'm looking for)Rizal M
Published on: 20/04/2026

How do I actually calculate intrinsic value? Where does the information come from? Good question. The answer is the annual report. This week I want to walk you through how I read one — and more importantly, what I'm looking for while I do it.

Margin of Safety: The concept that protects every halal investment you'll ever make.

Margin of Safety: The concept that protects every halal investment you'll ever make.

Margin of Safety: The concept that protects every halal investment you'll ever make.Rizal M
Published on: 14/04/2026

This week: the concept that has protected my portfolio through every market downturn I've experienced in 20+ years. Including 2008. It's called the margin of safety. And if you only take one investing principle from everything I write, this is the one.

The Barakah Investor

Get one halal investing lesson, every week

Join the newsletter for clear, practical breakdowns on screening, valuing and buying halal stocks the right way. No hype - just a calm framework you can use.

Unsubscribe anytime. Educational only - not financial advice.